Unretirement Project

Retirement Redefined

Look For Home Safety Concerns As You Age

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Clue logo looking for home safety concerns

While we’re just starting to see some drops, prices for new and existing homes have steadily and significantly increased during the past year. Construction materials – particularly lumber – are in short supply. It only makes sense that home remodeling projects have increased as well. Some individuals might opt for a renovation instead of a home purchase.

There are lots of reasons that individuals and families are evaluating their housing situation. It’s a good reminder that at some point in our retirement planning, we should start asking ourselves some questions about where and how we want to live.

  • Do I want to stay in the same city? Or try someplace new?
  • Should I move closer to family?
  • Do I want to live in a house? Or a condo?
  • What are the home features that are important to me in where I live?

Maybe one of the more important questions we should ask is “How will my home needs change as I age?”.

The New York Times recently had an article about “Aging in Place Comfortably and Stylishly” that talked about how people are thinking about where they want to spend retirement and how they want to live. I was reminded of some of the questions that Keith and I asked ourselves when we made the decision to move to North Florida.

In The New York Times article, they mentioned an AARP app called HomeFit. It’s a free augmented reality app that can scan a room and suggest improvements to help with safety and mobility risks. The app is an extension of their HomeFit Guide, a free publication available in multiple languages with tips to make your home comfortable and safe as you age.

One of the things we tried to focus on when building our current home is being able to age comfortably, safely, and stylishly in our home. In fact, this is something we continue to think about. For example, almost every home we’ve ever lived in had really tall ceilings – like 20+ feet. Not this house. For safety reasons, we don’t want to be climbing on ladders when we’re older. And our home still looks nice – at least we think so.

I did some playing around with the HomeFit app and it provided some safety suggestions to consider when it comes to making sure that rooms have good lighting and aren’t arranged in a way that would encourage a slip or fall. I don’t know that I have to act on all these suggestions right away; but as we’re decorating, it’s something to keep in mind.

Regardless of your age, having a safe and comfortable home is important. Apps like HomeFit can help us think about design elements that are both stylish and safe. And as we make long term decisions about our living arrangements, we can plan not only to have something beautiful for today…but safe for our retirement.

What We Are UP To: The Reentry Edition

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long bridge to reentry into paradise

Thank you so much for being patient the past few weeks. Like many people, we’ve been busy with vaccinations and thinking about reentry! While we’ve been waiting for this moment for a while, it’s possible that on some level, reentry could actually be more challenging that sheltering. Here’s what we’ve been up to:

Watching | Falcon and the Winter Soldier

> Regular readers of Unretirement Project know we’re Marvel fans. We finished watching WandaVision recently and just started on this new show. However, we do have a tough decision to make with our reentry: when will we feel comfortable going to a movie theater? There are lots of exciting movies coming out in the months to come.

Reading | The Stand

> I’m not a big horror fan, but I do love Stephen King’s writing. Since the pandemic started, people have been talking about “The Stand” and I had never read it. Finally got my hands on a copy. It’s the “uncut” version – 1308 pages! So far, it’s off to a good start but I have a lot more pages to go. Something tells me that I’ll be well into reentry before I finish this one.

Remembering | The “next normal” is what we make it

> I keep reminding myself that returning to normal doesn’t necessarily mean a return to everything we used to do. We’ve developed some good habits over the past year that we want to keep. And we’ve gotten rid of some old habits that we don’t want to start again.

Working On | Vacation plans

> Like many of you, we’ve had several vacations cancelled over the past year. I’m not sure if we will get a lengthy vacation in this year but we are finding that travel accommodations are in demand. We’ve looked at a few trips over the past few weeks that are marked “sold out”. It’s clear that we’re not the only ones missing travel.

Feeling | Good

> While we’re certainly not done with COVID-19, things seem to be moving in a positive direction. Vaccinations are up and cases and deaths are down in many places. The Centers for Disease Control (CDC) are offering more guidance on the things we are able to do as part of our safe reentry and return to society. It’s great to be able to do more activities, but we’re playing it cautious.

Planning | A day trip

> As part of our reentry, we’re planning a few day trips. Gainesville is a small city, so we’ve decided to drive to a larger city (like Orlando or Tampa) to run some errands. It’s a good way to get our car on the open highway and when we’re ready to come home…we can. There’s also a terrific barbecue place right outside the city, so we can stop for some takeout on the way back home.

Loving | Nail Oil Pens

> One of the habits that I started during the pandemic was using a nail oil pen on my cuticles. I haven’t been going for manicures and my nails were quite a mess. I read somewhere about a writer who kept a nail oil pen on their desk and used it every morning. So, I decided to give it a try. Very easy habit to develop and it really makes a difference! While I’m looking forward to manicures as part of my reentry, I will not be abandoning this new habit.

Geeking | Spaceship Earth speaker holder

> If you have an Amazon Echo dot or a Google Mini Nest, this holder is so cool! It’s a 3D printed copy of Disney’s Spaceship Earth, the iconic ride at the entrance to EPCOT. The dot/Nest sits on top, and it has a port for the cords to come out the back. Fun for kids and adult kids alike. 

What’s UP with you? Let us know what you have planned for your reentry!

What We Are UP To: Researching Edition

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business sign analyze researching

As vaccine eligibility continues to expand, we find ourselves researching about vaccines and what we can do once we (finally!) get the vaccine. It’s exciting because it means we might be able to be more mobile by summer. But it’s also important to be careful. There’s so much information! And it’s changing on a regular basis. That’s not bad. As we learn more about COVID, we can and should expect new guidance. However, as we’re researching, we are trying to find some time for fun.

Feeling | Hopeful

> I’m sure that we’re not alone that we get closer to receiving the vaccine, we’re getting more hopeful about the things we might be able to do. Like eat in a restaurant. Or travel. It’s nice to be talking about plans for the future.

Watching | Sherlock

> We started watching this BBC television show starring Benedict Cumberbatch and Martin Freeman years ago, but we hadn’t seen Season 4. So, we watched the entire series from start to date. It was great! Love the way that Holmes and Watson go about researching their cases.

Reading | About Medicare

> I’ve listened to some webinars about Medicare before, but it’s time for us to start researching in-depth about what options are available. And what might be best for our situation. I found an older book called (don’t laugh) “Medicare for Dummies”. The book does a good job of explaining the complexities of Medicare in casual conversational language. I’m only a few chapters in and can tell it’s going to take some time to digest all of this.

Working On | Air Fryer Recipes

> When we lived in South Florida, one of the food items that we were able to regularly enjoy were guava and cheese pastelitos. Living in North Florida, we haven’t really been able to find them, so we’ve decided to try to make them at home. I’ve been researching recipes that will allow me to use our air fryer. Wish us luck! I’m confident they will not be as good as the ones we had in South Florida, but hopefully they will be good enough.

Loving | Everlane

> I have been researching a clothing company called Everlane for quite some time. They’re known for selling basic pieces like jeans, t-shirts, etc. You know, the pieces that all of us probably have in our closet. What attracted me to them is that they partner with ethical factories around the globe, and they disclose the actual cost of every item. I bought a couple of items recently and am impressed with the quality.

Geeking | WandaVision

> We are really looking forward to the Disney+ series WandaVision. That being said, we’re also getting ready for all of the research we’re going to have to do after each episode. LOL! To get us reacquainted with the Scarlett Witch, we’ve planned an Avengers movie marathon.

Planning | Re-entry

> While staying at home has been hard, I do wonder if starting to do things again will be even harder. We’re calling it our “re-entry”. ha.ha. What can we do? What should wait a little longer? We’ve been spending time discussing our comfort level for certain activities. Honestly, I don’t know that we will simply start doing all the things we’ve done prior to COVID.

Remembering | 2020

> As much as we’re looking forward to vaccines and everything that we’ll be able to do this summer, we’re also reminded of the pain and hurt that COVID has caused. This virus isn’t going to go away overnight, and we need to remember that masks, hand washing, and distancing are still important. They will be for some time.

What’s UP with you? Stay safe!

Consider Having a Side Hustle In Your Unretirement

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airport sign showing that forward thinkers consider a side hustle in retirement

A key aspect to unretirement is work. When we think of being retired, we think of “not working”. Many individuals are finding that they like work. They like the challenge of work. They like the camaraderie of work. And they even like the financial rewards of work.

But that doesn’t mean that our work has to remain the same.

It might make sense to transition from full-time to part-time. Or maybe have an encore career, also referred to as a second career. You could also have a portfolio career, where you do a few smaller jobs instead of one big one. Then of course, there’s the option of being a freelancer, contractor, or consultant (aka creating a side hustle as part of the gig economy).

The reason I’m bringing this up is because I just read an article on The Hustle that LinkedIn is building a gig marketplace. The idea is that the “Marketplace” will be similar to Fiverr and Upwork, which are sites that host freelance work. If having a side hustle is part of your unretirement strategy, then it could make some sense to watch what LinkedIn is doing. Here are also a few other things to consider.

Keep your LinkedIn profile current. Most of us do not have career events happen that justify changing our LinkedIn profile on a weekly or monthly basis. But that doesn’t mean you can simply set it and forget it. Make a note to yourself to check your LinkedIn profile every six months or so to ensure it looks the way you want it to. If you feel your profile needs a good overhaul, Hannah Morgan (aka Career Sherpa) has a reasonably priced LinkedIn eGuide that can help.

Start posting news and paying attention to others. With your LinkedIn profile in order, now it’s time to start creating engagement. You can do that by posting articles of interest, giving endorsements, and writing recommendations. You can also do it by commenting on other people’s posts. It’s not hard, but it does take having a plan. If you’re thinking about a side hustle in unretirement, then you need for others to remember you. Being engaged helps people remember you.

Think about how you would display your side hustle on your profile. Lots of people have a side hustle. This isn’t anything to hide. What you have to do is find a way to share it so it looks cohesive with the rest of your profile. A few years ago, an HR Bartender reader asked about displaying side hustles on their resume and LinkedIn. A couple of recruiters shared their thoughts. Check it out when you have a moment. It might give you some creative inspiration on how to let others know about your side hustle.

Test drive the Marketplace feature. As I mentioned earlier, LinkedIn’s new feature will resemble other freelance marketplaces. At some point, you will want to test out these sites to see how they work. You’ll want to know their terms and conditions. Are there any other things you will need to create to participate (like a PayPal or Venmo account). You’ll also want to see if others are doing the same type of work you’re doing. On one hand that can be a good thing – because the site might have a reputation or attracting customers looking for a specific product or service. It could also be a negative if there’s too much competition. 

Set a date to evaluate your progress. I’m thinking of this activity as a way to learn more about side hustles. I do believe the best time to do that is when you’re still employed. The goal isn’t to start working two jobs, although you might find that adding the side gig now makes perfect sense. Just be prepared to regularly look at the effort you’re putting into your freelance work and the return you’re getting from it.

Freelancing work is a common way to transition from regular full-time status. It offers individuals freedom and some income. But make no mistake freelancing doesn’t just happen. It takes time to build a side hustle. If you’re thinking this might be for you, try it out before you need to make a final decision.

Image captured by Sharlyn Lauby while exploring the Hartsfield-Jackson Atlanta International Airport in Atlanta, GA

Create Opportunities to Get More Comfortable with Technology

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shirt print about technology technically awesome

I’ve seen several headlines recently about seniors who are frustrated because they can’t get COVID-19 vaccine appointments. Because the majority of places offering appointments are doing so online.

I realize that it won’t eliminate the frustration, but I’d like to think that everyone realizes the reason that county health departments and retailers are using online technologies to schedule vaccine appointments is because its faster. Individuals can schedule their appointments at their convenience. The scheduling process involves fewer people, which allows those people to focus on the task of putting shots in arms. Which is what we all want. 

In an article on The Verge, I learned that only about half of individuals age 75 plus use the internet. Of course, not using or having access to the internet is not only frustrating for older individuals, but for organizations. In a study from McKinsey & Company, the COVID-19 pandemic has accelerated technology advancements seven years. Think about that. The McKinsey study is saying that we’ve put seven years of technological advancements in the past year alone. 

While I understand that having access to technology is an equally important issue, we’re going to save that conversation for another day. Individuals need to figure out how to get more comfortable using technology. It’s not about age. It’s about being able to get the things that you need and want using the technology that is available. 

Using Social Media in Unretirement: 5 Day Plans

Social media isn’t just some fad. It continues to grow as a communication medium, connecting business and personal brands with a vast global network. Whatever your goals, you can scale your social media activity up or down. Right now, we’re really experiencing the value of connection. Learn how to carry that forward into your own retirement and unretirement.

How to Become More Media Literate

As much as technology and social media have enriched our lives, those tools have also created challenges in being media literate. Each of us has been susceptible to misinformation on the internet. My guess is that won’t be ending anytime soon. This isn’t something to be ashamed or embarrassed about. Even professional journalists have had it happen. And the answer isn’t to stop using the internet. It’s to get better about questioning what we read and see. 

Healthy Aging is Trendy Thanks to Global Shift

For the first time globally in 2018, the number of people over 65 has surpassed those under 5 and that number has only grown since. The healthy aging trend has not been lost on Madison Avenue and other leading marketers throughout the globe. As a result, many brands are viewing seniors as a prized demographic. They are expanding their product offerings along with their marketing budgets to reach the over-65 consumer. And even a few brands that target a much younger audience are developing new product lines with healthy aging in mind.

Smart Home Technology Helps Aging in Place

You don’t need to get a degree in engineering to become proficient with smart home technologies. But for all of those people who might be saying, “Ah, who needs the internet?!” keep in mind that smart homes are the wave of the future. It’s what people want. And it’s what companies are making. At some point, it is possible that all we might be able to buy are smart home technologies. No one wants to age behind a steep learning curve.

Organizations have the ability to create wonderful, valuable products and services for the aging population. My prediction is that many of those products and services will involve technology. Our ability to use technology could have a significant impact on our aging and retirement. It would be better to learn more about technology when you can do it comfortably at your own pace.

What We Are UP To – The Waiting Edition

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waiting Tom Petty Gainesville wall art

Occasionally we receive free products for review or include advertising links in posts, but no one impacts the honesty of our opinions.

One of the little factoids you might not know about Gainesville, Florida is that it’s the birthplace of Rock and Roll Hall of Famer Tom Petty. I can’t help but think of his song “The Waiting” as we are all “waiting” our turn for COVID-19 vaccines. See what I did there – ha.ha. Seriously, while we’ve been waiting, we’ve found a few things to keep us busy.

Watching | History of Swear Words

> I understand there are many studies that say people who use swear words are more intelligent and creative. My use of swear words is mostly limited to when I slam my fingers in drawers (as in “Oh, S***!) But we do like Nicolas Cage, so we were anxiously waiting for this Netflix series. It’s fun and there are great history lessons from etymologists about the origins and evolution of swear words.   

Reading | Books About Cosy/Cozy

> To help me enjoy my waiting time (and because it’s a little chilly outside), I’ve been reading books focused on the art of comfort. My list includes “Cosy: The British Art of Comfort” and “The Cozy Life: Rediscover the Joy of Simple Things Through the Danish Concept of Hygge”. My big takeaway from them is to define your own cosy/cozy. It might take some time to figure it out. And we also have to learn how to be respectful of other people’s cosy/cozy. 

Remembering | Our most popular post 

> We were wondering the other day about the most popular content on Unretirement Project. Interestingly, it’s a post from 2019 titled “3 Ways You May Contribute to Your Own Ageism”. There are some great reminders in it about not sitting around waiting to get old and making your own decisions on how you want to age.

Working On | Taking Pictures

> One of the things we miss about traveling is taking pictures. We love street art and it’s fun to walk around cities and capture their essence through street art. We’ve decided that we haven’t been fair enough to Gainesville and, instead of waiting to take pictures of other cities, we’re going to take more local images. Our city has installed a new social justice murals project that we want to check out. 

Feeling | Hopeful

> We’re very encouraged by the positive vaccine news. We know that we still have several weeks – possibly months – of waiting until we’re able to get the vaccine. It’s nice to know the process is moving in the right direction. We can’t let our guard down. In the meantime, we have started double masking. 

Planning | Of course, vaccines!

> While we’re waiting, I’m finding it very helpful to start bookmarking the websites of places that will be offering the vaccine in our area. Even though we’re not in the eligible category yet, this allows us to see how the website works and what information we might need to have handy at the point we are eligible. You might find it helpful to prepare in advance so you’re ready when it’s time. 

Loving | Ghee

> We’ve been watching some cooking shows lately and they’ve mentioned Indian clarified butter or ghee. We found some at the grocery and decided to give it a try. Our first attempt was using it to sauté some gnocchi. OMGosh…so good!  

Geeking | LEGO Bonsai Tree

> I love bonsai trees, but they do not love me. I’ve had more than my fair share perish. Keith absolutely refuses to buy anymore. However, he did buy me one that I can’t destroy. LEGO has created a botanical collection including a bonsai tree. It’s beautiful! They also have a bouquet kit that I’ve got my eye on.

What’s UP with you? We hope you’re safe and well. 

Older Workers Should Think About Their Short and Long Term Career Plans

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wall art work it on career plans

It’s no surprise that older members of the workforce are being negatively impacted by the COVID-19 pandemic. In this article from PBS News Hour, older workers are faced with two huge challenges when it comes to work and the pandemic. First, there’s the science that says older persons are a higher risk of exposure to the virus. Second, older workers are finding it hard to land new opportunities in today’s labor market. 

I wish I could say this is going to change once we all get vaccines, but I don’t know if that’s true. There are still many unknowns regarding our economic recovery and the longer-term impacts of the virus. But one thing is certain. Older workers should be thinking about both their short- and long-term career plans. 

Always having a “Plan B” where your career is concerned is a good idea. There’s no rule that says you have to use it. It just makes good sense to think about the career options you might be willing to explore if circumstances warrant. It allows you to stay in control of your professional career. 

If you’re looking for a place to start thinking about your future career options, here are a handful of articles that might help. 

Encore Careers: What They Are and Why You Might Want One

As we’re thinking about our retirement (and unretirement), one option that’s available to us is an encore career. It’s defined as a job or career that happens later in life to provide both purpose and money. According to Encore.org, some of the most promising fields for encore careers are in the non-profit sector, management services, and services for aging persons. Currently, the older generation is also the largest freelancing group. 

How to Apply Your Transferable Skills Toward an Encore Career

An Unretirement Project reader asked about how to “take the skills we’ve honed to a razor’s edge during our regular career and apply them to something completely new.” It’s a very valid point. As we start considering our future career options, we need to be able to identify and sell the transferable job skills we’ve acquired throughout our professional lives. 

Portfolio Career: An Alternative to Encore Career

A portfolio career is where someone works many part-time jobs instead of one full-time job. For example, an accountant might sell insurance and do tax preparation. It’s the idea of having several smaller jobs that a person can work on at the same time. This might not be optimal for everyone. But for some, this could be exactly the flexible work arrangement you’re looking for. 

Even if you’re not planning a transition to an encore or portfolio career, it’s important to keep your skills relevant. That means finding ways to keep your business acumen current and possibly exposing yourself to new experiences via volunteerism.

Business Acumen: 6 Ways to Improve Yours

It should come as no surprise that one of the biggest competencies that organizations expect from employees is business acumen. It’s important to know the business, be able to talk about it, and make decisions to help the business grow. But honestly, it’s hard to develop business acumen. Oh sure, a lot of people throw business buzzwords around like “growth mindset” and “blue ocean strategy” but do they really know everything those terms mean? In today’s business world, new concepts are being developed all the time. It’s a challenge to stay current, especially when your plate is already full of work. 

Now May Be the Best Time to Volunteer – Or Not

We know that, for many, workplace unrest, furloughs and layoffs have upended retirement planning. Volunteering may not be an option when your focus is on an interim job or your next opportunity. However, a volunteer role may provide experience, new skills, or connections that could lead to a new job. Something to keep in mind. For others, volunteering can be a rewarding way to support others and the causes that really matter. Use your spare time to find something that matches your interests and skills. And if volunteering is still a few months or years away, no problem. You can do the groundwork now to find what’s best for you.

Remember that old saying, “The best time to look for a job is when you have one.”? Well, it’s possible that won’t always apply. We weren’t able to predict a pandemic and its recovery. But that doesn’t mean that we shouldn’t always have a career plan. 

A career plan allows us to see the possibilities. We can act on them if we want to or need to. A career plan can allow us to be in control of our career, which is so incredibly important. As we think about retirement, be able to control how and when your career ends on your own terms.