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Older Workers Should Think About Their Short and Long Term Career Plans

March 3, 2021 by Sharlyn Lauby Leave a Comment

wall art work it on career plans

It’s no surprise that older members of the workforce are being negatively impacted by the COVID-19 pandemic. In this article from PBS News Hour, older workers are faced with two huge challenges when it comes to work and the pandemic. First, there’s the science that says older persons are a higher risk of exposure to the virus. Second, older workers are finding it hard to land new opportunities in today’s labor market. 

I wish I could say this is going to change once we all get vaccines, but I don’t know if that’s true. There are still many unknowns regarding our economic recovery and the longer-term impacts of the virus. But one thing is certain. Older workers should be thinking about both their short- and long-term career plans. 

Always having a “Plan B” where your career is concerned is a good idea. There’s no rule that says you have to use it. It just makes good sense to think about the career options you might be willing to explore if circumstances warrant. It allows you to stay in control of your professional career. 

If you’re looking for a place to start thinking about your future career options, here are a handful of articles that might help. 

Encore Careers: What They Are and Why You Might Want One

As we’re thinking about our retirement (and unretirement), one option that’s available to us is an encore career. It’s defined as a job or career that happens later in life to provide both purpose and money. According to Encore.org, some of the most promising fields for encore careers are in the non-profit sector, management services, and services for aging persons. Currently, the older generation is also the largest freelancing group. 


How to Apply Your Transferable Skills Toward an Encore Career

An Unretirement Project reader asked about how to “take the skills we’ve honed to a razor’s edge during our regular career and apply them to something completely new.” It’s a very valid point. As we start considering our future career options, we need to be able to identify and sell the transferable job skills we’ve acquired throughout our professional lives. 


Portfolio Career: An Alternative to Encore Career

A portfolio career is where someone works many part-time jobs instead of one full-time job. For example, an accountant might sell insurance and do tax preparation. It’s the idea of having several smaller jobs that a person can work on at the same time. This might not be optimal for everyone. But for some, this could be exactly the flexible work arrangement you’re looking for. 


Even if you’re not planning a transition to an encore or portfolio career, it’s important to keep your skills relevant. That means finding ways to keep your business acumen current and possibly exposing yourself to new experiences via volunteerism.

Business Acumen: 6 Ways to Improve Yours

It should come as no surprise that one of the biggest competencies that organizations expect from employees is business acumen. It’s important to know the business, be able to talk about it, and make decisions to help the business grow. But honestly, it’s hard to develop business acumen. Oh sure, a lot of people throw business buzzwords around like “growth mindset” and “blue ocean strategy” but do they really know everything those terms mean? In today’s business world, new concepts are being developed all the time. It’s a challenge to stay current, especially when your plate is already full of work. 


Now May Be the Best Time to Volunteer – Or Not

We know that, for many, workplace unrest, furloughs and layoffs have upended retirement planning. Volunteering may not be an option when your focus is on an interim job or your next opportunity. However, a volunteer role may provide experience, new skills, or connections that could lead to a new job. Something to keep in mind. For others, volunteering can be a rewarding way to support others and the causes that really matter. Use your spare time to find something that matches your interests and skills. And if volunteering is still a few months or years away, no problem. You can do the groundwork now to find what’s best for you.

Remember that old saying, “The best time to look for a job is when you have one.”? Well, it’s possible that won’t always apply. We weren’t able to predict a pandemic and its recovery. But that doesn’t mean that we shouldn’t always have a career plan. 

A career plan allows us to see the possibilities. We can act on them if we want to or need to. A career plan can allow us to be in control of our career, which is so incredibly important. As we think about retirement, be able to control how and when your career ends on your own terms.

Filed Under: Careers Tagged With: careers, encore career

Aging Doesn’t Have to Lead to Ageism

February 24, 2021 by Sharlyn Lauby Leave a Comment

wall sign with phrase oh the places you will go speaking out against ageism

Age discrimination, or ageism, remains an issue for employees. According to a study from Hiscox, the number of age-related discrimination charges filed by workers over age 65 doubled in the past decade. I wish I could say that there was some magic solution but unfortunately, I don’t have the answer. 

What I can say is that when you look at employer defenses in age discrimination claims, many of them mention that the employee’s skills were out of date and they lacked creativity and curiosity. Don’t misunderstand my comment. I’m not saying these employers have a valid argument. I don’t know the specifics. But as someone who reads about discrimination cases, I do find this an interesting trend. 

On the flip side, when I talk to older workers who have been fired or laid off, they always respond that it’s because of their age. It couldn’t possibly be for any other reason like violating a rule or the person’s position becoming redundant or the business not doing well financially. Again, I don’t know the specifics of the employee’s departure, but the trend is interesting. 

One of the things that both employees and employers should realize is that aging is inevitable, and aging doesn’t have to lead to ageism. 

Forget the Term “Boomers” and Get Ready for the Young Old

“Young Old” (aka YOLD) individuals are working longer, staying healthier, and represent a significant consumer market. This should not be a surprise to anyone. Regardless of the unemployment rate, organizations need the best talent and YOLD individuals are willing to work a few more years because they want to, and they can save up a few extra dollars. The time to think about how you want to spend your YOLD years is now. Because you want to spend them your way.

3 Ways You May Contribute to Your Own Ageism

Regardless of your physical age, if you act like the stereotype then people will assume you are one. As we age, we have some decisions to make and one of the biggest is deciding how we will accept aging. If we want others to see us as contributors, then we need to act like it. Please notice I didn’t say we need to act “young”. People need to accept our age for what it is. But that doesn’t mean we’re not able to bring value. We need to send the message and demonstrate that we can. 

While I can’t control what others do or say, these two articles remind me that I have some control over my aging journey. I can still enjoy nostalgia and also explore new things. 

In addition, we recently published an article about “Healthy Aging is Trendy Thanks to Global Shift”. Demographics are changing the way marketers look at older persons. This could have a huge impact on the way aging is viewed. 

Hopefully, the shift in demographics and our own views about aging will create a much needed shift in perceptions about ageism. 

Filed Under: Careers, Health and Aging, Retirement Life Tagged With: encore career, unretirement

Resume Tips for Older Job Seekers

December 16, 2020 by Sharlyn Lauby 2 Comments

door sign step into your best day for  optimizing a resume

In an article from the Associated Press, older workers are facing higher unemployment numbers because of the pandemic. I wish that I could say that I’m surprised by this, but I’m not. What I am surprised at, is when I hear that older job seekers rely on outdated job search strategies.

I understand that an older job seeker maybe hasn’t looked for a new opportunity in a while. That’s okay. But recruiters are using new tools to find the best candidates, so you have to update your strategy accordingly. One of the first things you’ll want to revisit is your resume.

I asked my friend Meg McCormick SHRM-SCP if she would share some resume tips with us. Meg provides customized resume services at HR Meg. I’ve known Meg for years and she’s a super smart HR professional. She knows what’s happening inside organizations and what companies expect in a job seeker’s resume.

Meg, one of the advantages in being an older job seeker is you have lots of experience. But many career experts say that long resumes (over 2 pages) can be detrimental to your job search. How can someone decide what to include on their resume?

[McCormick] Two pages should be enough space to present your work experience. Anything beyond that, the hiring manager isn’t going to read. I recommend including more details about your current / most recent experience and accomplishments, and fewer (if any) details for any work you did more than 15 – 20 years ago.

Another approach is to summarize earlier jobs under a catch-all heading, such as ‘prior sales experience, 1987 – 1994’. That gives the hiring manager some context into your career history.

Another area of a resume that job seekers are regularly told to get rid of is the objective. What are your thoughts on including an objective in a resume?

Meg McCormick resume expert headshot

[McCormick] The objective usually goes at the top of the first page – this is prime resume real estate. It’s the first place the hiring manager looks, and what you put in that space is critical to making them want to keep reading your resume.

That valuable space is better used for a ‘Professional Summary’, which is a brief statement that explains your unique value proposition for prospective employers. Some call it your ‘personal brand’. You can explain your career objective in your cover letter.

I can see older job seekers using their job search time to not only look for a job but relocate to where they want to be in “retirement”. What tips do you have for someone who is trying to get a job in a new city or state?

[McCormick] The internet is your friend – you can search job postings anywhere in the world!

  • Research the job market in your destination of choice and discover location-specific job boards.
  • See if there are regional placement agencies or recruiters that specialize in your field with contacts in your new locale.
  • Use LinkedIn to see if you are connected with anyone who has contacts in companies located where you want to move and ask if they would make an introduction.
  • Check out regional newspapers and local news channels online to get a feel for what’s happening in terms of business, the economy, and lifestyle in your potential destination.

If you’re fortunate enough to have a job that is well-suited for telework, you might be able to arrange with your current employer to continue remote working for them, but move to your new location. Be sure you agree on work hours, especially if you’ll be leaving your employer’s time zone, and other details of your arrangement. This could end up being a win for both you and your company. One caveat: Don’t make a move like this without checking with your employer first; especially if the move would take you out of state (or even out of the country), there may be tax and legal implications that impact both you and your employer.

An older job seeker might also be faced with taking a pay cut. How can they convincingly answer the pay question, so a potential employer understands they’re cool with less money?

[McCormick] I think it’s better to approach this one first in terms of what’s the salary range for the job. If you’re pivoting to a new career field, your most recent salary is irrelevant to the new job. So, you could say that you’re comfortable accepting a salary in the range of $X – $Y, which you feel is reasonable based on your research and the job description as you understand it. Do your research up front so you have an idea of what the job ought to pay, and adjust for locality and other factors to come up with a fair range.

The nature of the salary negotiation process has changed in recent years. In many states and some localities, it is now illegal for employers to ask for an applicant’s salary history or to use it as a screening factor, such as requesting it on a job application. If you are specifically asked what your last salary was, you can respond by explaining that you know it’s not relevant given the nature of the job you’re interviewing for, and instead asking what the pay range for the position is. Some jurisdictions require employers to provide this information.

Remember to consider other components of the total compensation package in addition to salary. For example, additional paid time off might be more valuable to you at this stage in your life than salary. Or you might be in a position to save a big chunk of your pay in the employer’s retirement plan to maximize their matching contribution. There’s more to compensation than just base salary.

HR Meg blog resume expert logo

Last question. If a job seeker hasn’t had someone review their resume in a long time, I think it would be a good investment to do so. What does a professional resume writer (like yourself) offer that a job seeker would find helpful?

[McCormick] I think it makes sense to have an HR professional review your resume, especially if it’s been a number of years, or if you want to change careers. I have the ideal background and experience to create resumes that get noticed. You’ve probably only ever worked on your own resume; I’ve read and written more than I can count. I have a good sense of what hiring managers want, and I can tell a good resume from one that’s trying too hard to impress. I keep up on hiring trends so I can bring current HR knowledge to each client.

It’s also worth considering that with resume services, you get what you pay for. Less expensive services base pricing on volume, and you probably won’t get an individual consultation with a pro. I provide individual attention and communication throughout the process. You’ll come away with a customized resume that’s appropriate for your industry, featuring a professional summary that conveys your unique personal brand to hiring managers. I do all the work – I don’t outsource. I can also offer assistance with customized cover letters targeted to specific job postings and can review and recommend updates to your LinkedIn profile.

A huge thanks to Meg for sharing her knowledge and expertise with us. If you want to learn more about her services, visit her website at https://hrmeg.com and be sure to subscribe to her blog.

Older job seekers can offer organizations a lot of skills and expertise, but you have to get the interview. Resumes are the first step. Make sure yours will stand out in the crowd.

Filed Under: Careers, Retirement Life Tagged With: careers, encore career, resume

6 Tips For a Successful Phone Interview

November 4, 2020 by Keith Lauby 1 Comment

I feel good mental preparation for phone interview

I don’t want to spend a lot of time pointing out the obvious. The pandemic has been hard, and many people have lost their jobs. According to AARP, the percentage of long-term unemployed job seekers increased to 26.4% for those ages 55 and older. If you’re looking for a new opportunity, not only are you dealing with the challenges of searching for a new job but searching for a new job in the middle of a pandemic.

What I mean by that last sentence is that many employers are changing their recruiting process to make candidates feel safe. And that’s a good thing. For example, in the past, a candidate might have been asked to stop by the office for a short screening interview with human resources. Now that short screening interview is being conducted over the phone. 

And if you’re a candidate that has always felt one of your strengths is your ability to connect with individuals face-to-face, a phone interview could feel a bit weird. So today, I want to share with you six tips for having a successful phone interview. 

  1. Schedule the interview. Employers are not out to trick anyone. So, if someone calls you wanting to do an immediate screening interview, make the suggestion to schedule a time. If you receive an email to schedule a time, don’t feel compelled to do it right away. Find a time that works for you so you’re at your best. Obviously, you can’t wait indefinitely, but if you’re a morning person, opt for a date where you can speak in the morning. And vice versa. 
  1. Have your technology charged and ready. I know this sounds basic, but you’d be amazed how many people don’t do it prior to their phone interview. If you’re planning to take the call on your cell phone, make sure your phone is charged. If you’re using headphones or earbuds, make sure those are charged too. Be careful about using a speakerphone, because it can pick up ambient noises and you won’t sound clear. You want the interviewer to be focused on you and your qualifications, not how badly the call sounds. 
  1. Get into the interview spirit. Since the interviewer will not see you, it’s important to have your voice convey your enthusiasm. If it would get you into the interview spirit, get dressed like you’re going to an interview. Find somewhere quiet to take the call where you can sit in a chair (like an interview). You will sound better if you’re sitting with excellent posture during the call. It does make a difference in your voice. Test it out with a friend sometime. 
  1. Be prepared to answer the salary question. As a human resources professional, one thing I’m hearing from companies is that they do not want to waste your time (or theirs) if the salary isn’t a good fit. It’s possible that will be one of the first questions you’re asked. Be honest. And if you’re applying for a job that pays a lot less than you’re accustomed, be prepared to explain why. And, again, be honest!
  1. Plan to take notes. It’s possible that the interviewer will ask you to send a follow-up. Or the interviewer might tell you some things about the job or company that you want to remember. Have a pen and paper ready to jot down a few prompts. You can fill in the details after the call, but this could be very helpful later during the actual phone interview process. Especially if you discuss salary and benefits. 
  1. Have a couple of questions. Just because you’re looking for a job doesn’t mean you can’t ask some questions. At minimum, you should find out what the next steps are in the interview process. Before the interview, check out the company website and see if there’s a recent press release that you can ask about. For example, “I was on your website and saw the company’s announcement about XYZ product. Will this job have any interaction with that project?” You get the idea.

The phone interview is becoming very popular right now and honestly, they’re not going away any time soon. First, because the pandemic is still with us. And second, because companies are finding them very effective. So candidates will need to work on their phone interview skills to stand out in the process. 

Filed Under: Careers, Retirement Life, Technology Tagged With: career, encore career

Entrepreneurship and Retirement: Your Next Adventure

October 21, 2020 by Sharlyn Lauby Leave a Comment

adventure in entrepreneurship is waiting, build yours

I’ve mentioned before how Keith and I schedule time every year to talk about our life. We discuss our business, personal stuff, and finances. One of the reasons that we started doing this is because we own a company, ITM Group. We thought it was important to talk about what our retirement would look like as entrepreneurs.

Freelancing, contracting, consulting or entrepreneurship…whatever you want to call it, is far more popular today than it was almost 20 years ago when we started our company. Many individuals have side hustles in addition to regular full-time or part-time jobs. Which is why it’s so important to think about retirement (and unretirement) in the context of both regular work and freelance work. Because the transition could be different. 

That’s not to say that the transition would be bad or difficult. Frankly, having a side gig while transitioning to retirement could be fantastic. It could offer a huge about of flexibility while at the same time provide some financial security.

In the book, “Your Next Adventure: Planning for Life After the Sale of Your Business”, the authors take the time to talk about five elements to consider when you have a business and you’re planning entrepreneurship in retirement. And as a side note: if you’re saying to yourself “I’m not really a business owner. I just do some speaking on the side. Make a few bucks each year.” Let me tell you – you’re a business. And you need to think about how you will manage that freelancing work during your unretirement journey. Here are the five elements to consider:

  1. Your social circles. When you own your own business or you have a side gig, you spend time networking and building relationships. At the point you start transitioning away from work, your social circles are going to change. Maybe not completely, but they will change. Are you ready to transition those friendships and build new ones? 
  1. Your family. Making the decision to work less, sell the business, or transition to doing different work is one that is best discussed with family and close friends. Especially if you have family members or really close friends who help out in the business. Keeping them out of the loop could create some unfortunate surprises.
  1. Your purpose. As a consultant, I spend a lot of time working. And I’m okay with that. But I’ve always been a person who likes a full plate. I honestly have no clue how I would spend my time if I was a full-time retiree. And it scares me a little. At some point, I will need to figure out how to provide purpose without owning a business. 
  1. Your wellbeing. A contributing factor to entrepreneurship is being physically and emotionally well. There are often long hours and sometimes sleepless nights. The last thing that anyone wants is for our failing health to drive our retirement plans. Finding time to take care of ourselves is important. 
  1. Your finances. Last and certainly not least, we have to think about our financial position. When you work on your own, there’s no pension plan. You have to finance your own retirement. Individuals will want to start planning for how their finances will be changing as the nature of their work changes. 

I think these five elements are great topics to keep in mind as you’re planning your transition toward retirement. Even if you don’t own a business or have a side hustle. But of course, we’re talking about entrepreneurship today. 

Even though the book didn’t mention it, that was one of the big takeaways for me. The things we need to consider for our transition to retirement are very similar regardless of our employment status.

Image captured by Sharlyn Lauby while exploring the streets of Chicago, IL

Filed Under: Careers, Health and Aging, Money, Wellbeing Tagged With: careers, encore career

Can Remote Work Be a Way to Phase Into Retirement?

October 14, 2020 by Sharlyn Lauby Leave a Comment

computer desk image showing an image of a sign with caution rockstar at remote work

Right now, older workers are trying to make some decisions about their future careers and asking a number of important questions. Can I continue to work onsite? Maybe it’s time to retire? Or should I think about transitioning to an encore career? These are all very valid. There’s one other question to consider: Is it possible that remote work might help me achieve my retirement goals?

I recently listened to The Retirement Wisdom podcast, “Can Working Remotely Beat Ageism?”. The guest for this episode was Kerry Hannon, author of the book “Great Pajama Jobs: Your Complete Guide to Working from Home”. I will admit that the title of the podcast gave me a bit of discomfort. As a human resources professional, I hate the fact that ageism exists. But the realist in me understands that it does. And sadly, that it’s not going away overnight.

In the podcast, Hannon says that one of the biggest benefits to working from home is beating ageism. For organizations and individuals. Organizations can have older professionals work remotely and not worry about whether that person fits in with the younger members of the team. Older workers can benefit from being evaluated on their performance results and not how they look or act. 

Again, let me say that I hate, hate, hate ageism. And I particularly hate that Hannon’s remarks have some truth in them. But instead of thinking about remote work as a way to beat ageism, is there a way to think of remote work as part of a phased retirement strategy? Organizations benefit because they are able to keep skilled workers longer. Older workers can benefit by being able to still contribute while (possibly) downsizing to their forever home, commute less so they can fulfill caregiving responsibilities, and continue to save for their financial future.   

But working remotely doesn’t mean easier work. If you’re intrigued by the idea of using remote work as part of your phased retirement strategy, here are a few things to consider:

Do you want to be an employee or a freelancer? One of the first things you have to decide is how you want to pursue remote work. If you’re working for an organization that allows working from home, then great – you could be set. And if you don’t or you’re currently looking for a new job, do you want to make remote work one of your job must-haves? 

Do you have enough workspace? I mentioned earlier that part of your retirement strategy might be moving to a smaller home. If you’re planning to work from home, do you have the space to do it? In our last home, Keith worked in the dining room. With our new house, he has his own space and that’s important. 

Can you setup your workspace with equipment and technology? Once you have a designated workspace, you’ll need to think about what it takes to be productive. When we work in an office, we take for granted that we will have a desk, chair, and computer equipment. With high-speed internet. Getting the remote work office setup you want could involve spending some of your own money. 

Are your skills current? I believe working from home involves some different skills. A couple that immediately come to mind are technology and time management. You’ll want to take an inventory of your skills and decide if there are any you want to update or add. And you’ll want to find ways to gain those skills while working from home. If you’re accustomed to taking a class at your worksite, now you might read a book or take an online program. 

Are you mentally and emotionally ready? I’ve worked from home for over a decade. Socializing is different. You don’t have people to collaborate with all the time. There are distractions and temptations all the time. Some of them are fun (like cute panda videos) and then there’s doomscrolling. You have to figure out how to not snack all day and when you’re going to exercise. All of this contributes to the work from home experience.

Regardless of what’s going on with the pandemic, remote work has been increasing in popularity for quite some time. Is it possible to take advantage of a growing trend and make it a part of your retirement strategy? Possibly, but it takes planning so you’re ready when the opportunity presents itself. 

Filed Under: Careers, Retirement Planning, Technology, Wellbeing Tagged With: careers, encore career, retirement planning

What We Are UP To – Productivity Edition

September 30, 2020 by Sharlyn Lauby Leave a Comment

wall art do you have what it takes for productivity

One of the biggest challenges I faced when I initially started working from home was productivity. When you’re in the comfort of your own home, it’s easy to get distracted and before you know it, you’re looking at an article about a guy who edited Disney characters into his photos. Over time, I’ve learned that integrating some fun distractions into my workday allows me to enjoy my time and still be productive. This month we managed to do just that: get a few important things done while enjoying ourselves. 

Watching | Ant-Man & Ant-Man and the Wasp

> Sometimes the key to productivity is allowing yourself a little downtime. We found ourselves faced with that earlier this month and decided to rewatch these Marvel movies. And we’re glad we did. We had forgotten how good Paul Rudd and Evangeline Lilly are together. 

Reading | The Flip Side

> While I have my own political opinions, it’s important to me to understand what others might be thinking. The Flip Side is a FREE daily email that presents both the left and right viewpoints to the top news stories. What I like about this site is that it doesn’t tell you one side is right or wrong. It curates both views and presents them side by side for you to decide. They also explain their curation methodology so you can determine if it meets your standard. 

Remembering | Estate Planning

> We haven’t forgotten about this project. Keith recently wrote an article about our estate planning takeaways so far as we update our wills and health care directives. Let me add a 4th takeaway to his list: it takes time. When it comes to budgeting your resources, keep in mind that even updating an existing will does take time. 

Working On | Cleaning up digital photos

> One of the things I love about my iPhone is that I can take a picture whenever I want. The downside to this is that I quickly accumulate a lot of pictures! So, I came up with a plan to organize them. My productivity trick is to schedule an hour a day for a few days and before I knew it…photos organized, and project completed. 

Feeling | Ready for some cooler weather

> I’m probably not alone in thinking it would be nice for some cooler temperatures right now. While I love sunshine and warmer weather, there’s a point where I’m just, “…on to autumn, please”. I know this year will be tough, given that we’re still trying to practice social distancing but I’m looking forward to wearing sweaters and soup season.  

Planning | Flu Shots

> We always get a flu shot. I realize it doesn’t protect us 100% but in my book that’s better than 0%. And I find that if I do catch something, it doesn’t seem to stay with me very long. I’m planning to have a very productive fourth quarter and staying healthy is a necessary part of that plan. 

Loving | Jot

> When I work from home (which is all the time these days), I like to enjoy a small cold brew in the afternoons. Helps with my afternoon productivity! I’ve been trying all sorts of cold brew concentrates and recently found Jot Coffee. It comes with a tablespoon for you to measure the perfect amount. Then just add water. BTW – you can turn it into a pumpkin spice cold brew with just a little bit of Coffee Mate pumpkin spice creamer. 

Geeking | Peloton Update

> I mentioned last month that we got a Peloton and I thought that I would provide a quick update. We’re both really liking it. We were unsure about the whole notion of “biking in the house” thing but there are hundreds of classes to choose from. We can always find something to fit the mood we’re in. And the most important part? We are regularly getting exercise, which helps with our productivity!

What’s UP with you?

Image captured by Sharlyn Lauby while exploring the streets of Anaheim, CA

Filed Under: Fun, Home and Lifestyle, Wellbeing Tagged With: encore career, productivity

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